Money Savers
It is a fact that homeschooling will cost you some money. But there are ways to keep costs down. In fact, you can homeschool quite inexpensively and how much you spend is really up to you. Browse through these resources, tips, and ideas to help you save some money.
Links and Items
Miserly Moms: Living on One Income in a Two-Income Economy
Save Thousands of Dollars a Year

Jonni McCoy and her family are proof that you live on one income. The McCoys made a successful transition from two incomes to one while living in one of the most expensive parts of America: the San Francisco Bay Area.

Her Miserly Guidelines will help you save thousands of dollars a year on everything from groceries to electricity to insurance and household cleaners—as well as reveal the hidden costs of holding a job and common money wasters. Her practical, proven cost-saving techniques, strategies, tips, and recipes will help you live frugally without feeling deprived.

Educational Travel on a Shoestring : Frugal Family Fun and Learning Away from Home
Educational Travel on a Shoestring shows parents how they can help their children learn–and have a blast–while traveling. From researching destinations to sharing activities that both teach and entertain, this priceless guide offers practical information for parents who want to have more fun with their kids, build closer family ties, and enjoy richer educational experiences–all without spending a fortune.
Money Saving Ideas for Homeschoolers
How to Homeschool Your Child on a Budget & Save Money
Every September, millions of kids across the country sling a backpack over their shoulders and head out to catch the bus for school. While these children are sitting in a classroom or waiting in the lunch line, an estimated two million kids are learning from their comfort of their home, according to the National Home Education Research Institute. Homeschooling is a great way for parents to bond with their children while taking a more active role in their education. But one of the challenges of homeschooling is trying to keep costs down. Even without spending money on loads of school-based expenses, the costs of homeschooling can quickly add up. It’s easy to spend a lot on things like school supplies, curriculum materials, books, craft supplies, field trips, and activities if you’re not keeping an eye on the bottom line. Whether you’re a newbie or a seasoned pro, keeping your budget in check is crucial for every homeschooling parent. This article details how to save money on supplies, curriculum, and field trips.
Homeschooling on a Shoestring
Website full of ideas to cut costs while homeschooling without sacrificing a high quality of education. Includes information on saving money, home educator discounts, ideas for funding college, and more. They also sponsor a forum to discuss your frugal ideas.
Affording the Large Family Homeschool
For any family seeking a private Christian education in the home, money quickly becomes an issue. While programs like K12 and other public-school umbrellas exist, they do not offer the freedom of choice so many homeschoolers are looking for. Nor do they offer a Christian education. Most homeschooling families opt to buy their own curriculum so they can truly be in charge of their child’s education. When a homeschooling family has many children, curriculum buying becomes an exercise in creative frugality. Here are a few ways you can save and stretch money in your homeschool.
How to Live on One Income
Some practical solution and ideas to manage a large family on one income. A positive look at making things work out when there are limited funds.
The Dollar Stretcher
The Dollar Stretcher is a website with lots of money saving and frugal living information. They offer tips and suggestions for making the most of your budget. You can also sign up for their free money saving newsletters.
The Cost of Homeschooling
Adding Up the Cost of Home Schooling
Home schooling may not be as expensive as private school, but it's not free either. Costs can quickly mount when you make sure that your children have state-of-the-art resources to ensure that they can compete academically with their more formally schooled peers.
The Opportunity Cost of Homeschooling
If someone offered you a million dollars in exchange for not homeschooling your children, would you take them up on it? Whether you’ve been homeschooling for a while, or just started recently, you’ll miss out on a substantial amount of earnings over the time you homeschool. Economists call this an “opportunity cost,” meaning what something costs you in lost opportunities. Each time you make a choice between two or more things, you incur some opportunity costs.
Discounts for Homeschoolers
Jo-Ann Stores
Register online to receive a Teacher Discount Card. You will receive 10% off your total purchase all year long and are added to their Preferred Customer mail list for additional special savings. They are asking that all homeschoolers requesting these cards be affiliated with PEAH (Parents Educating at Home). PEAH requires you to fill out a form to get a code to use to sign up for this discount. You may choose not to jump through this additional hoop, or it may be worth it to you if you intend to purchase often from these stores.
Articles
Buying Used Curriculum
A look at some of the reason not to buy used curriculum. What and where you purchase your curriculum (and any other homeschool-related books) will have a much greater impact on the homeschool market than it would in any other only because of how small this market is.
HSLDA's Position on Tax Credits Generally
Although a credit or deduction could be helpful for homeschoolers, HSLDA opposes any tax break legislation that could come with governmental regulations. Homeschoolers have fought far too long and much too hard to throw off the chains of government regulation that hinder effective education and interfere with liberty. It would be inconsistent and foolhardy to accept tax incentives in exchange for government regulation. However, HSLDA supports tax credits that promote educational choice without threatening any regulation of homeschoolers. - See more at: http://nche.hslda.org/docs/nche/000010/200504150.asp#sthash.tvLv2ItR.dpuf
What Is It With Homeschoolers & Money?
There seems to be a collective thought about money - that homeschoolers don't have any. Not only that, but because there is a belief that homeschoolers don't have any money, there seems to be an underlying assumption that resources, information, and services should be provided dirt cheap, if not for free. Why? What is it with homeschoolers and money?
Homeschooling on a Budget
Most parents believe educating their children is an expensive proposition. According to The Homeschooling Book of Answers, public schools spend nearly $7,000 per pupil per year. What if you were told there were families providing an excellent education for their homeschooled child for $50 per year? And even for those who splurge on a few beautiful books occasionally, they can easily manage to keep their total expenses under $200 a year. Sound impossible? Here's how.
Inexpensive Educational Supplies
How much are supplies for unschooling? It ranges somewhere between nothing and everything--the whole budget. Once a family starts to consider everything educational, even groceries and cleaning supplies are educational. For beginners, though, part of the trick is working on the definition of "educational."
Developing a Homeschool Budget
So, how much does homeschooling cost anyway? As much as you can afford. That isn't a very comforting answer, but it is a realistic one. Some families reportedly homeschool on as little as $50 a year. Most likely you will spend more than that. How much, exactly, is going to depend on the resources you have available and your children's needs.
Support
HS-4-LessNewsletter: The Best of Homeschooling On A Budget
This newsletter aims to help you provide your children with a high quality homeschooling education at the lowest possible cost.
Homeschooling on a Budget Email Group
Raising a family on a single income is tough. When you're a homeschooling family, it may seem like another added cost. But that doesn't have to be the case. This list is for homeschoolers to get together and discuss ways to cut the cost of homeschooling without cutting on the educational and learning experience for our children. This is the place to share all kinds of ideas and tips on budgeting homeschooling costs.
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Featured Resources

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Noah Webster's Reading Handbook
This is the historic text (originally called the Blue-Backed Speller) that has been updated to teach phonics/beginning reading. The blends and words in this reader are arranged to correlate with the sequence in which the special phonics sounds are taught. This reader is an invaluable teaching tool for children who need extra practice in the application of phonics rules. Find out more here.
Veritas Press
Veritas Press offers a history based classical curriculum for kindergarten through twelfth grades.
Waldorf Education: A Family Guide
Waldorf Education finds itself catapulted from its humble beginnings 80 years ago into the midst of the central educational and social issues of this decade.What draws parents and educators toward Waldorf Education today? "Waldorf Education - A Family Guide" offers a "first look" for parents and educators into the history, philosophy, curriculum, and traditions of this unique education. This comprehensive book is a collection of articles describing the world of Waldorf Education - the fastest gr...
Smart Mouth
Ages: 8 years and up; For 2 or more playersSmart Mouth is a quick-thinking shout-it-out hilarious word game that helps build vocabulary skills. It includes variations of the rules for category play and for younger players. Players slide the Letter Getter forward and back to get two letters. The first player to shout out a word of five or more letters using those letters wins the round. The game includes tips for teachers. This is a fun game to play with children and adults together.
A Little Way of Homeschooling
This book is a compilation of the experiences of 13 different homeschoolers and how they incorporated an unschooling style of teaching in their homes. This book addresses the question of whether a Catholic can happily and successfully unschool. This home education approach is presented as a sensible way to access the mystery of learning, in which it operates not as an ideology in competition with the Catholic faith, but rather a flexible and individual homeschooling path.