Money Savers
It is a fact that homeschooling will cost you some money. But there are ways to keep costs down. In fact, you can homeschool quite inexpensively and how much you spend is really up to you. Browse through these resources, tips, and ideas to help you save some money.
Links and Items
Miserly Moms: Living on One Income in a Two-Income Economy
Save Thousands of Dollars a Year

Jonni McCoy and her family are proof that you live on one income. The McCoys made a successful transition from two incomes to one while living in one of the most expensive parts of America: the San Francisco Bay Area.

Her Miserly Guidelines will help you save thousands of dollars a year on everything from groceries to electricity to insurance and household cleaners—as well as reveal the hidden costs of holding a job and common money wasters. Her practical, proven cost-saving techniques, strategies, tips, and recipes will help you live frugally without feeling deprived.

Home Schooling from Scratch : Simple Living, Super Learning
Parents learn what they really need, how to find or create materials and opportunities for less money, and how to organize their household for economical, happy learning.
Educational Travel on a Shoestring : Frugal Family Fun and Learning Away from Home
Educational Travel on a Shoestring shows parents how they can help their children learn–and have a blast–while traveling. From researching destinations to sharing activities that both teach and entertain, this priceless guide offers practical information for parents who want to have more fun with their kids, build closer family ties, and enjoy richer educational experiences–all without spending a fortune.
Homeschooling on a Shoestring : A Jam-packed Guide
So you want to homeschool but don't think you can afford it. This book is a compendium of ideas for the family that wants to start or continue homeschooling on a tight budget. Includes ideas for making money as a stay-at-home mom, sources for inexpensive curriculum, affordable teaching tools, and ideas for low-cost field trips. Also discusses ways to run your household more efficiently and with less cost.
Money Saving Ideas for Homeschoolers
How to Homeschool Your Child on a Budget & Save Money
Every September, millions of kids across the country sling a backpack over their shoulders and head out to catch the bus for school. While these children are sitting in a classroom or waiting in the lunch line, an estimated two million kids are learning from their comfort of their home, according to the National Home Education Research Institute. Homeschooling is a great way for parents to bond with their children while taking a more active role in their education. But one of the challenges of homeschooling is trying to keep costs down. Even without spending money on loads of school-based expenses, the costs of homeschooling can quickly add up. It’s easy to spend a lot on things like school supplies, curriculum materials, books, craft supplies, field trips, and activities if you’re not keeping an eye on the bottom line. Whether you’re a newbie or a seasoned pro, keeping your budget in check is crucial for every homeschooling parent. This article details how to save money on supplies, curriculum, and field trips.
The Cost of Homeschooling
Count the Cost
When parents are considering homeschooling, they need to count the cost because there are many expenses to consider when contemplating educating their children. The costs are not just financial, but also emotional and physical.
The Opportunity Cost of Homeschooling
If someone offered you a million dollars in exchange for not homeschooling your children, would you take them up on it? Whether you’ve been homeschooling for a while, or just started recently, you’ll miss out on a substantial amount of earnings over the time you homeschool. Economists call this an “opportunity cost,” meaning what something costs you in lost opportunities. Each time you make a choice between two or more things, you incur some opportunity costs.
Adding Up the Cost of Home Schooling
Home schooling may not be as expensive as private school, but it's not free either. Costs can quickly mount when you make sure that your children have state-of-the-art resources to ensure that they can compete academically with their more formally schooled peers.
The Cost of Homeschooling
There are now so many resources available for free or very low cost that money should not be a deciding factor.
Discounts for Homeschoolers
Jo-Ann Stores
Register online to receive a Teacher Discount Card. You will receive 10% off your total purchase all year long and are added to their Preferred Customer mail list for additional special savings. They are asking that all homeschoolers requesting these cards be affiliated with PEAH (Parents Educating at Home). PEAH requires you to fill out a form to get a code to use to sign up for this discount. You may choose not to jump through this additional hoop, or it may be worth it to you if you intend to purchase often from these stores.
Articles
Buying Used Curriculum
A look at some of the reason not to buy used curriculum. What and where you purchase your curriculum (and any other homeschool-related books) will have a much greater impact on the homeschool market than it would in any other only because of how small this market is.
What Is It With Homeschoolers & Money?
There seems to be a collective thought about money - that homeschoolers don't have any. Not only that, but because there is a belief that homeschoolers don't have any money, there seems to be an underlying assumption that resources, information, and services should be provided dirt cheap, if not for free. Why? What is it with homeschoolers and money?
Support
HS-4-LessNewsletter: The Best of Homeschooling On A Budget
This newsletter aims to help you provide your children with a high quality homeschooling education at the lowest possible cost.
Homeschooling on a Budget Email Group
Raising a family on a single income is tough. When you're a homeschooling family, it may seem like another added cost. But that doesn't have to be the case. This list is for homeschoolers to get together and discuss ways to cut the cost of homeschooling without cutting on the educational and learning experience for our children. This is the place to share all kinds of ideas and tips on budgeting homeschooling costs.
Featured Resources

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They're Your Kids: An Inspirational Journey from Self-Doubter to Home School Advocate
For many people, their schooling was uncomfortable, tedious, and sometimes a waste of time and energy. This book offers the idea that the public school system is tragically flawed and that we are able to do better for our own children. Sam Sorbo, mom of three and wife of actor Kevin Sorbo, took the leap into homeschooling and found the joy and success she was seeking. Included are strategies for working parents, those who are scared to take the leap, and anyone who wants the best for their child...
Don't Waste Your Time Homeschooling: 72 Things I Wish I'd Known
Traci Matt, a veteran homeschool mom helps you make the most of your homeschooling efforts. She takes a look back at 20 years of successes and challenges, offering tested strategies to assist you on your home education journey. This book will help you learn ways to keep a peaceful home, stay out of the isolation trap, practice self-care, learn how to live with teens, and respond to the questions of others.
Crash-Proof Your Kids: Make Your Teen a Safer, Smarter Driver
Every year, six million sons and daughters will become first-time drivers. Fifty-eight percent of them will be involved in a car accident within a year of getting their license, and a significant portion of these crashes will be fatal. But here's the good news: research has shown that car crashes can be reduced by up to 30 percent when you, the parent, are actively involved in your teen's instruction and set certain limits. In Crashproof Your Kids, certified driving instructor and dad Timothy ...
A Charlotte Mason Education
The immensely popular ideas of Charlotte Mason have inspired educators for many decades. Her unique methodology as written about in her six-volume series established the necessary protocols for an education above and beyond that which can be found in traditional classroom settings. In A Charlotte Mason Education, Catherine Levison has collected the key points of Charlotte Mason's methods and presents them in a simple, straightforward way that will allow families to quickly maximize the opportuni...
Designing Your Own Classical Curriculum: A Guide to Catholic Home Education
In this book, Laura Berquist offers a curriculum based on the philosophy of the classical Trivium: grammar, logic, and rhetoric. This valuable tools helps home educators craft a liberal arts curriculum that is good for both the soul and the intellect. The material in the book covers grades K-12 and has detailed and practical advice. There is also a section for a high school curriculum and a list of resources.